Certified Financial Planner
YJ Changani, CFP®
Gujarat, India
© 2025 YJ Changani, CFP®. All Rights Reserved.
Consult Me!INTRODUCE
Hi from YJ Changani, Certified Financial Planner®
Where financial planning meets peace of mind. As a Certified Financial Planner (CFP®), I specialize in providing personalized, comprehensive financial strategies to help individuals, families, and businesses achieve their goals.
With a strong foundation in ethics, expertise, and experience, I am committed to guiding you through every financial decision, whether it’s managing investments and insurance, planning for retirement or building wealth for future generations.
I believe that financial success begins with trust and clarity. Let’s work together to create a financial roadmap tailored to your unique needs and aspirations.
13+
Years of
Experience
125+
Financial planning
completed
About
Every great financial planning begin with an even better story
My journey to becoming a Certified Financial Planner (CFP®) is rooted in a lifelong passion for helping others achieve financial freedom and security.
From an early age, I understood the importance of smart financial decisions. "I watched my parents work hard to provide for our family, which sparked my curiosity about managing money effectively."
Over the 13 years, I have gained invaluable experience in financial services sector provides financial services to people and corporations. My professional journey has been enriched by working with diverse clients, each with unique goals and challenges, from young professionals just starting out to retirees planning their golden years.
I believe financial planning is more than numbers; it’s about understanding dreams, overcoming fears and building a secure foundation for the future. As a CFP, I am guided by principles of integrity, accountability and a deep commitment to your success.
My mission is simple: to empower you with knowledge, clarity, and confidence in your financial decisions. Together, we’ll create a customized plan to help you achieve your short-term goals and long-term aspirations.
Thank you for trusting me to be part of your financial journey. I look forward to working with you!
resume
Education & Experience
Certified Financial Planner, CFP®
Financial Planning Standards Board (FPSB India)
Chartered Financial Goal Planner, CFGP
American Academy of Financial Management India
Wealth Management & Financial Planning
NSE Academy
Bachelor of Law (LL.B.)
TN Rao Law College
Master’s Degree, Accounting and Taxation
Saurashtra University, Gujarat
Bachelor’s Degree, Accounting and Finance
Saurashtra University, Gujarat
Services
My Specializations
Tax Planning
Expert tax planning solutions to minimize liabilities, maximize savings, and grow your wealth effectively.
224 ProjectsInsurance Planning
Customized insurance strategies to protect your family's future and ensure financial security.
126 ProjectsInvestment Planning
Tailored investment plans to build wealth, achieve your financial goals, and ensure a secure future.
118 ProjectsRetirement Planning
Smart retirement plans to secure your future, manage expenses, and enjoy a stress-free life ahead.
118 ProjectsEstate Planning
Efficient estate planning and will preparation to protect your assets and ensure a smooth transfer to your loved ones
58 ProjectsCash Flow Planning
A strategic process that helps businesses and individuals manage their cash flow to maintain financial stability and growth
54 Projectsportfolio
Featured Projects
testimonial
Trusted by Hundered Clients
Vijaybhai Bhesaniya
CEO of Gliston International Tradelink
I’ve known and worked with CP Lunagariya for over a decade and his level of commitment and professionalism is unmatched.
Have multiple investment plans with him and would refer anyone who needs advice on insurance products to him without a second thought.
Aniruddh Dudhagara
MD of Aspire Investment Managers
While looking for Financial planners in Gujarat I came across “Money Mata Blog” and was quite impressed with its content as it helped clarify my doubts.
CP Lunagariya is a true professional with thorough knowledge of various investment options. He helped me plan & identify my financial needs and guided me in setting realistic goals.
He recommended investment and insurance options based on my requirements. He surely provides quality advice and would consider investing through him in future as well. I would definitely recommend him to anyone who is looking to secure their future investments and insurance needs.
Sagar Senjaliya
CEO of Senjaliya Construction LLP
CP Lunagariya is one of the best financial advisor ever I come across. He always there to help and show his professionalism & support. He also Guide & help me to learn area of investments. I would like to have more investments in future with his expertise.
Businesses that trust us
pricing
My Pricing
Basic
First-Timers: Get Started with
Certified Financial Planner
₹1,999/ meeting
₹1,999/ extra service
- 1 personal meeting (per meeting 1 hrs)
- Basic client profile discussion
- Saving-Investing-Protecting overview
- Monthly review on a phone call
- Tax advisory
- Insurance advisory
- Wealth advisory
- Retirement advisory
- Estate/Will Preparation advisory
- Personal Cash Flow advisory
- 1 Self IT return filing
- 1 Spouse IT return filing
- 1 HUF IT return filing
- 2 Children IT return filing
- 1 GST firm accounting & tax filing
- Exclusive Video access
- Yearly family get together
Premium
Growing Families: Secure
Your Financial Future
₹11,999
₹5,999/ renewal
- 1 personal meeting (per meeting 1 hrs)
- Premium client profile discussion
- Saving-Investing-Protecting overview
- Monthly review on a phone call
- Tax advisory
- Insurance advisory
- Wealth advisory
- Retirement advisory
- Estate/Will advisory
- Personal Cash Flow advisory
- 1 Self IT return filing
- 1 Spouse IT return filing
- 1 HUF IT return filing
- 2 Children IT return filing
- 1 GST firm accounting & tax filing
- Exclusive Video access
- Yearly family get together
Expert
Ambitious Professionals:
Maximize Your Wealth
₹24,999
₹11,999/ renewal
- 1 personal meeting (2 hrs)
- Expert client profile discussion
- Monthly review on a phone call
- Tax advisory
- Insurance advisory
- Wealth advisory
- Retirement advisory
- Estate/Will Preparation advisory
- Personal Cash Flow advisory
- 1 Self IT return filing
- 1 Spouse IT return filing
- 1 HUF IT return filing
- 2 Children IT return filing
- 1 GST firm accounting & tax filing
- Exclusive Video access
- Yearly family get together
- Annual Net worth discussion
- Business and Brand Development Advisory
Ultimate Expert
High Net-Worth Individuals: Financial Service Management
₹99,999
₹59,999/ renewal
- 2 personal meeting (2 hrs)
- Ultimate Expert client profile discussion
- Monthly review on a phone call
- Tax advisory
- Insurance advisory
- Wealth advisory
- Retirement advisory
- Estate/Will Preparation advisory
- Personal Cash Flow advisory
- 1 Self IT return filing
- 1 Spouse IT return filing
- 1 HUF IT return filing
- 2 Children IT return filing
- 1 GST firm accounting & tax filing
- Exclusive Video access
- Yearly family get together
- Annual Net worth discussion
- Business and Brand Development Advisory
contact
Let's Work Together!
yjchangani@gmail.com
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